AUTO REFINANCE
HOW DOES REFINANCING WORK?
SHARE THE SAVINGS
(888) 725-6650

Your Auto Loan, Now on Your Terms. Refinance and Save Big

YOUR SECOND CHANCE AT THE AUTO LOAN YOU DESERVE

CHECK MY SAVINGS
Have a Mail Offer PIN?
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Rates as low as 5.34%¹

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Save $179/month on average²

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No payments for 90 days³

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Real People that saved Real Money:

Save in 3 Simple Steps:

Apply Online

Apply online in minutes, no phone call required! Real human support available whenever you need it.

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Compare Options

Get your refinance options delivered straight to your email. Review, compare, and choose the best one for you!

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Sign & Save

Lock in your savings with ease. We’ll guide you through finalizing and do all the heavy lifting for you. No DMV visits!

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Why drivers are choosing Second Chance Now

Second Chance Now has redefined the auto refinance process by eliminating the sales role entirely. Unlike our competitors, none of our employees earn a commission when you refinance with us. This means you get 100% unbiased support. Our team of experts are focused only on providing the best customer service possible, putting you back in the driver’s seat.

Resources

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When Should I Refinance My Car Loan?

Refinancing your car loan can be one of the easiest ways to reduce your monthly expenses…

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What Do I Need To Refinance My Car Loan?

You’ll need a few key documents to verify your identity, vehicle, and income. Having these ready helps speed up the process…

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How To Compare Auto Refinance Offers

When you refinance your car loan, not every offer is the same. The right refinance depends on what you want to achieve…

Have more questions? We have answers. See our FAQs →