¹ APR of 5.49% available on select loan terms for well-qualified applicants. Your actual APR may be different. Your APR is based on multiple factors including your credit profile, the vehicle financed and the loan to value of the vehicle. Advertised rates are subject to change without notice.

² Average monthly savings of $179 monthly based on Second Chance Now customers who refinanced between September 2024 – September 2025. Individual savings may vary.

³ Subject to lender approval. Approved borrowers may choose a first payment date of 45 to 90 days from the loan closing date. Interesting on the loan begins accruing on the closing date. The total number of payments is determined by the term of the loan, and choosing a later first payment date does not satisfy or forgive any scheduled payment(s)

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